Celtics Paid for Ray's Surgery!

MDCelticsFan wrote: After going through that medical expense for Ray's bone spur procedure, and the expense of heart surgeries for Green, and Wilcox, do you think it prudent in light of the financial outlay for medical expenses to let any of these three just walk to another team?

MD!

71. Are player contracts insured?

There is a league-wide policy that insures the contracts of around 150 players each season. The five most expensive contracts for each team are included, and teams have the option of submitting additional names for coverage. The carrier has the right to exclude 14 contracts per season, such as when they consider a player with a very large remaining contract to be a medical risk. For example they excluded Luol Deng in 2008-09 because he had $71 million remaining and a history of back injuries. The list of excluded players changes each year, so a player who is not covered one season might be covered the following season.

If an insured player is disabled, there is a 41 game waiting period, after which the insurance company pays 80% of the guaranteed portion of the player's base salary. Once a player is covered, the carrier can't exclude the player for the remainder of his current contract.

If the player is traded, his new team receives the benefit -- for example, even though Cuttino Mobley's heart condition was discovered prior to his trade to the Knicks, the Knicks received the insurance payout.

gyso wrote:Here is a fact:

From Larry Coon's NBA Salary Cap FAQ:

71. Are player contracts insured?

There is a league-wide policy that insures the contracts of around 150 players each season. The five most expensive contracts for each team are included, and teams have the option of submitting additional names for coverage. The carrier has the right to exclude 14 contracts per season, such as when they consider a player with a very large remaining contract to be a medical risk. For example they excluded Luol Deng in 2008-09 because he had $71 million remaining and a history of back injuries. The list of excluded players changes each year, so a player who is not covered one season might be covered the following season.

If an insured player is disabled, there is a 41 game waiting period, after which the insurance company pays 80% of the guaranteed portion of the player's base salary. Once a player is covered, the carrier can't exclude the player for the remainder of his current contract.

If the player is traded, his new team receives the benefit -- for example, even though Cuttino Mobley's heart condition was discovered prior to his trade to the Knicks, the Knicks received the insurance payout.

http://www.cbafaq.com/salarycap.htm#Q71

So it is possible that Ray's contract was covered. He wasn't a free agent at the time of the surgery.

Wilcox's contract was full MLE, so he may have been covered as well.

Green was not under contract, the offer to him was recinded after his physical.

gyso

MDCelticsFan wrote:Gyso:

I thought it was just general practice that any medical condition discovered while perfoming basketball playing activities or aggrivated or arising as a result of basketball activities that required some type of treatment or surgical procedure was considered work related and would be the obligation of the team to which the player was under contract for said basketball-related activities would be held liable or responsible for the teatment or repair of that condition to most closely return to a normal order or functioning of the body part or parts affected by the injury or condition resulting from or discovered by the team for the individual under contract to the aformentioned team holding contractural rights to the player (s) in question.

MD!

NYCelt wrote:Hmmm...

I've got a bad rotator cuff.

I may have aggravated it while using my mouse on this board.

Sam? Anything?

RosalieTCeltics wrote:you wish!!!

pete wrote:NY,

After reviewing the board's policy on work related injuries, you have to now use the other arm. In the unlikely event that it too becomes painful to post, you then must fill out the 75 page request for a preliminary hearing on this matter, as well as providing us with your first born male child.

Although it may seem harsh, I'm pretty sure you were the one that wrote it!

Please don't shoot the messenger!

Pete